If your house has a lien on it you may be wondering whether selling is even possible. Or perhaps you JUST found out that there is a lien on your house that you don’t know about. This is common. Sometimes people don’t realize there is a lien against their title and sometimes the lien is incorrect and shouldn’t be there.
The good news is Yes… you can sell a house with a lien in Reynoldsburg Ohio. More good news is we can help you clear up pretty much any lien that might be attached to your house so you can sell the house and move on.
Liens can complicate the process if you don’t know how they work.
The lien could come from but not limited to:
- Unpaid taxes (IRS income tax liens and/or property tax liens)
- Contractor disputes (These are called mechanics liens)
- Judgments (could be anything from restitution to child support)
- HOA issues (If you owed Home Owners Association dues)
- Other title problems (Medicare, Medicade, code violations, etc.)
There are ways to work through it. You just need to make sure you’re working with a reputable company.
Watch this quick video to learn how to sell a house with a lien in Reynoldsburg Ohio…
What Is A Property Lien?
A lien is a legal claim against the property for money owed.
It typically must be addressed before clear title can transfer.
Common liens include:
- Tax liens
- Judgment liens
- Mechanic’s liens
- HOA / association liens
- Municipal liens
Can You Still Sell The House?
Yes.
In many cases, the lien is paid from sale proceeds at closing.
This means:
- The title company calculates payoff
- Funds are distributed at closing
- Remaining equity goes to you
Why Liens Make Traditional Sales Harder
Many retail buyers become nervous when title issues appear. You mostly see this with inexperienced buyers or buyers who are not working with a reputable title company that can get the liens cleared up.
Liens can create:
- Delays in closing
- Financing concerns from a traditional buyer’s lender (bank / mortgage company)
- Buyer uncertainty (especially from inexperienced buyers)
- Contract fallout (This will be a complete waste of your time. Time = Money because if your contract with a traditional buyer falls out it sends you back to square one and you’re still paying property taxes, insurance, utilities, etc. )
That’s why many sellers choose to work with cash home buyers in Reynoldsburg Ohio who understand complicated title situations.
Selling As-Is Can Simplify The Process
If the property also needs repairs…Many times it makes more sense to sell as-is instead of putting more work into the property. This will allow you to close much faster and not have to come out of pocket to fix up the house . Most times you will end up netting the same amount or more money buy simply selling the property as-is rather than coming out of pocket to do the work yourself.
You can still sell your house as-is in Reynoldsburg Ohio while resolving the lien through closing.
Need To Sell Quickly?
Sometimes liens come alongside:
- Financial hardship from something completely unrelated to the house
- Foreclosure pressure if the property has a bank loan and the payments are behind
- Probate / inheritance – sometimes people inherit someone else’s liens
- Vacant property issues – if the property has been vacant for a while you could see city liens such as code violations.
In those situations, many owners choose to sell their house fast in Reynoldsburg Ohio rather than let the problem drag on.
How Our Process Works
We keep it simple:
Step 1: Reach out (call or text us at 614-300-5151 or fill out a form online HERE )
Step 2: We review the property either in person or you can send in picstures
Step 3: We evaluate title / lien situation with our title company which we pay for
Step 4: You receive a fair cash offer. No games, gimmicks or haggling
Step 5: We close through title company to make sure all liens are paid off in full and you get your proceeds
No pressure. No obligations.
Get Help Selling Your House With A Lien
If your Reynoldsburg property has a lien and you need to sell…
We can help you understand your options and treat you fairly, with the respect you deserve
👉 Call or text us at 614-300-5151
👉 Or fill out the form HERE
Or learn more about how we buy houses in Reynoldsburg Ohio
Check out what other sellers are saying about working with Sell House Columbus in this short video below:
